LifecycleFinance
August 21, 2022

Safe Withdrawal Rate & Long-Term Care Planning

Added max safe withdrawal rate calculations, LTC optimization, and retirement asset allocation tools.

Version 21 introduces powerful optimization tools for withdrawal rates, long-term care planning, and retirement asset allocation.

Safe Withdrawal Rate

  • Calculate maximum sustainable withdrawal rate
  • Personalized to your portfolio and timeline
  • Stress-tested against historical scenarios

Long-Term Care Planning

  • Model different LTC scenarios
  • Compare self-insuring vs purchasing LTC insurance
  • Understand the impact on your retirement plan

Asset Allocation Optimization

  • Optimize allocation based on risk tolerance
  • Account for time horizon in retirement
  • Glide path recommendations through retirement